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Low Rate Home Loans Make Home Buying Affordable!

Rely on E-Central: Qualified Experts. More Options. Better Pricing.

Looking to Refinance? We can help!

4.10% Liquid Certificate (limited time offer)

Start earning more today! Open an E-Central Liquid Certificate and guarantee yourself a higher yield. Earn 4.10% APY for 9 months. Best of all, your rate is locked-in and you can still access your cash when the need arises. Read more »


Fully Insured Up To $350,000 & Financially Strong!

As an individual Member you are fully insured up to $350,000 by the National Credit Union Administration (a federal agency) and American Share Insurance (a private company). Additionally, your Individual Retirement Accounts (IRA) are insured up to $500,000. That's more than any bank!

Depending on your account relationship with the Credit Union, your funds could be covered even greater than $350,000. Read more »


Win Up to $500! Open a Checking Account. Enter the Drawing.

An E-Central Checking Account connects you to a world of money-saving services — from our free ATM Visa/Debit Card and over 25,000 surcharge-free CO-OP ATMs, to Internet Banking and Bill Pay services! Plus when you open a new E-Central Checking Account, you could win up to $500 in our “Sunshine Dollars Drawing”. Read more »


Summer Certificate Special Extended — Earn 3.80% APY

We've extended our Summer Certificate Special for a little longer. With a minimum deposit of $5,000, you'll earn 3.80% APY (with a Checking Account) or 3.60% (without a Checking Account) on a 6-month Certificate. Act fast — This special offer won't be around forever! Read more »


Bank Green & Win Green

Help the environment and you could win $5,000! Take advantage of E-Central's free online Bill Pay service to SAVE gas, trees, time and money. If every U.S. household paid their bills online, we could cut paper waste by 1.45 billion tons per year. Read more »


New Auto Loan Rates

Used Auto Loan Rates

Home Equity Line of Credit